World Financial Group MLM Review-Can You Really Trust Them?

World Financial Group

In this World Financial Group MLM Review I will show you everything in which I have learned about this company and the WFG MLM opportunity but please note that I am not affiliated in any way with this MLM company so I have nothing to gain or lose by doing this review, that is why you can trust my judgment on this and I have written this review based on endless hours of personal research good and bad which I hope can help you make the right choice should you think about working with World Financial Group.

What Products do World Financial Group Sell?

WFG sells Financial Products by targeting middle-income families and sold in partnership with Transamerica, Nationwide, AMS Financial Solutions Group, Prudential, and Pacific Life which can include…

  • Insurance protection (Life Insurance etc)
  • Retirement Strategies (Investment towards retirement)
  • Business Solutions (Financial and insurance solutions for small business)
  • Legacy Strategies (can include life insurance)
  • Long-term Care Insurance (a cover plan if needed long-term care)

Who is World Financial Group MLM for?

For anyone that wants to make commissions by selling financial products to the public and recruiting other distributors to also make a commission from their sales.

I am sure that this company can be great to work for and just about anyone can work for them but it takes a special kind of someone to actually make a good full-time income by selling WFG financial products and this person has to have the following skills…

  • Great People Skills.
  • Good at Communicating.
  • Self Motivated.
  • Good at Influencing.
  • Amazing Marketing skills.
  • An Active Listener.
  • Confident on the Phone and Face-to-Face.
  • Can Build Trusted Relationships.
  • A Storyteller
  • Closing Skills.
  • Responsible.
  • Sociable.
  • Goal Setting.
  • Emphatic.
  • Passionate about Selling.

I know that a lot of the skills that I have written relate to each other but I think you get the point of it and you need these skills to able you to be a success in the large market of direct selling.

Personally, I don’t have all of those skills (I wish that I did) so I would never be able to make money in MLM or direct selling face-to-face and that’s why I’m sat at my computer desk writing this 😉

How Does World Financial Group MLM Work?

World financial group (WFG) is multi-level marketing (MLM) company that recruits a network of salespeople to sell for them and for these sellers to also recruit a network of other salespeople (Sort of like a pyramid scheme) by doing this there are extra commissions to be made.

The main selling point for WFG is financial products (Mostly Insurance).

To become an agent you would first have to pay an administration fee which is $100 (US) you then have to buy products for yourself as WFG says “How can you sell something that you don’t already own” plus you have to pay for these products monthly to keep your status as an agent.

After you have paid this admin fee and invested into financial products you are then free to sell the products but that’s not all, you need to also try and recruit people to do some selling the financial products too (there is a 60-page training manual all about recruiting people).

So most of the money is earned by recruiting other people as they will also pay $100+ (still like a pyramid scheme).

Can you Make Money With World Financial Group MLM?

The simple answer is that it depends on the person selling the product and recruiting others.

Yes, you can make money if you are passionate about selling, have a large network of people, and have the “Gift of the Gab” or can “Talk-the-Talk and Walk-the-Walk”, but if you do have those skills then don’t you think there are better ways to use them?

No, if you can easily get nervous too easy, do not like communicating with people face-to-face or on the phone, don’t like being told what to do, admits defeat too early, and doesn’t know that many people which could make it hard to make sells and eventually waste time and money.

What are the Pros and Con’s Of WFG MLM?


  • One of the more established MLM companies-Trading since 1991.
  • You can learn about Insurance and Financial Products.
  • You get to meet lots of people.
  • Can choose your own hours.


  • The non-refundable admin fee of $100 (US).
  • Have to buy and try the products.
  • People still have money taken from accounts after they leave.
  • Hard to get started (Can take a long time to make the first referral).
  • You are always pressured to sell, sell, sell.
  • The company founder has had a few Lawsuits against him
  • So many complaints from agents and customers (a simple google search will show complaints)
  • Very bad reputation with

World Financial Group MLM Review article

My Final Thoughts – Is World Financial Group a Scam?

Whilst doing this World Financial Group MLM Review I have come to the conclusion that No WFG is not a scam and it is not a pyramid scheme it’s a simple MLM business model where the company covers all angles just to get sales whether it’s from Insurance cover or extra referrals.

As with all MLM’s it is almost impossible to make a full-time income using this model, so the only people making the money are the ones at the top of the ladder, the ones in head office and they will always employ people from young to old, experienced and inexperienced, this company will most probably be around for longer than us but things are changing in the world regarding sells (especially Insurance) and I believe that soon the world financial group MLM model will no longer exist due to the fact that anyone can go online to find their own Insurance, there are loads of comparison websites and this website make a lot of money referring visitors to Insurance companies.

I believe that The World Financial Group will become big online and instead of using the old MLM model it will focus on using Affiliate Markers to promote their business and long-term this is cheaper and much more profitable for the company.

Affiliate Marketing is a great business model and it’s still a growing market, you are able to promote just about anything you wish and even something that you are passionate about (not boring insurance) then receive a commission from the sale plus you can also make sales 24/7 because it is web-based and it is open to the whole of the world (Not just your neighborhood).

Again you can choose your own hours to be your own boss and without the constant pressure to sell. You can even work from the comfort of your own home as I do and hopefully earn a full-time income promoting something that you enjoy.

It’s very easy to get into affiliate marketing but there is also a lot to learn by things like marketing, writing content, keyword research, etc and I want to help you with this By clicking on the following link you can read a review on what I think is the best way to start affiliate marketing and make money (you can even start for FREE).

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I hope this World Financial Group MLM Review has been of some value to you, should you have any questions or comments please feel free to leave them below and I will get back to you as soon as I can.

Thank you for reading and I wish you good luck with your success.


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World Financial Group MLM









  • Trading since 1991
  • can learn about Insurance
  • get to meet lots of people
  • Can choose your own hours


  • non-refundable admin fee of $100
  • Have to buy and try the products
  • Can take a long time to make first sell
  • Too much pressure from head of sales
  • A few lawsuits against them
  • So many complaints
  • bad reputation with .
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